Keycorp

Although access to credit boosts economic growth in the short term, the associated value of such credits fades in the medium term, increasing the "odds of a financial crisis"¹. Consumer credit in the US reached $16.38 Trillion (Tn) and household d...

In the US, 41.4% are low or middle-income earners, and 582,000 people are homeless in 2022^1,2. The US grapples with a severe shortage of affordable housing units (7.3 million (Mn)), with only 36 units available for every 100 low-income households^3...

An average of 6 billion (Bn) payment cards, most of which contain polyvinyl chloride (PVC), are produced each year¹. PVC is one of the most hazardous plastics whose production & disposal release chlorine-based chemicals that are toxic². Plastic po...

In order to ensure strong institutions and the well-being of society, governments spend a considerable amount of the state's budget on public goods and services, which are funded by taxes paid by individuals and corporations¹. On average, the stat...

Greenhouse gases (GHGs) trap the sun's heat and cause a rise in temperature and sea level, extreme weather conditions, and climate change¹.  In 2021, global GHG emissions amounted to about 40.8 billion tonnes (t) of CO₂e².  Industries need to deve...

Around 3.32 billion people are employed globally as of 2022¹. Job creation is vital for society, as well as for the economy². It fuels economic growth as the spending of wages leads to higher consumer spending³. It reduces poverty by providing soc...

Discrimination in the labour market reduces opportunities for marginalised groups and squanders human potential, hindering economic development^1,2. Increasing minority representation improves their health and socioeconomic status². In the US banki...

According to the ILO, an organization needs 40-60% representation of either gender to achieve gender balance^5;pxii. In the global financial services industry, women comprise 21% of board members, 5% of CEOs, and 19% of C-suite employees². Women re...

Due to the central function in the economy and society, financial institutions have a transformative role in transitioning to a more sustainable planet, especially in financing the energy transition^1;p4. Energy production accounts for 72% of carbo...

The private sector is composed of for-profit businesses that are not State-controlled¹. Businesses benefit local economies by boosting employment & tax income for governments². Micro & SMEs form the largest business sector in most economies in the...