Discover Financial Services

Discover Financial Services, incorporated in 1985, is headquartered in Riverwoods, Illinois, United States. The company operates through two main business segments: Direct Banking and Payment Services. The Direct Banking segment provides a suite of consumer banking products, including the flagship Discover-branded credit cards, private student loans, personal loans, home equity loans, and various deposit products like checking and savings accounts, as well as certificates of deposit through Discover Bank. The Payment Services segment is responsible for running the Discover Network for credit card acceptance and also includes PULSE, a leading ATM and debit network, and Diners Club International, a prestigious global payment network. The most prominent brands under Discover Financial Services are the Discover Card, known for its credit card services; Discover Bank, which offers an array of banking products; PULSE, facilitating ATM and debit transactions; and Diners Club International, which provides charge and credit card services with international acceptance. While the United States is the primary market for Discover Financial Services, the company's reach extends globally through its PULSE and Diners Club International brands, with Diners Club cards being accepted in over 185 countries and territories around the world. (Powered by AI)