Chugoku Bank

Although access to credit boosts economic growth in the short term, the associated value of such credits fades, with chances of rattling the financial system in the process¹. Japan's ratio of public debt to GDP has remained consistently high for d...

About 50% of formal start-ups lack access to formal credit¹. Startups in Japan often grapple with limited access to funding, financial illiteracy, market entry barriers, and navigating complex market regulations^2,3. A 2022 study reveals a low fina...

An average of 6 billion (Bn) payment cards, most of which contain polyvinyl chloride (PVC), are produced each year¹. PVC is one of the most hazardous plastics whose production and disposal release chlorine-based chemicals that are toxic². Plastic ...

As per ILO, a company needs a 40-60% share of either gender to achieve gender balance^1;pxii. Women's underrepresentation negatively affects their earning negotiations, hiring, etc., impacting their stand in society². Equality is a ladder through w...

To ensure strong institutions and the well-being of society, governments spend a considerable amount of the state's budget on public goods and services, which are funded by taxes paid by individuals and corporations¹.  Corporate taxes accounted fo...

In 2022, around 3.43 Bn people were employed worldwide representing 43.5% of the global population¹. Job creation is crucial for society, as well as for the economy². Employment facilitates poverty reduction and provides social protection for empl...

Globally,  almost 2% of the total population is facing some form of homelessness¹.  More than 20%  of the total population all across the globe do not have access to suitable housing¹. Unemployment, poverty, and lack of access to health care are s...

The private sector is composed of for-profit businesses that are not State-controlled¹. Businesses benefit local economies by boosting employment and tax income for governments². Micro and SMEs form the most significant business sector in most eco...