Fair Isaac Corp

Fair Isaac Corporation (FICO) was founded in 1956 and is headquartered in San Jose, California. FICO is instrumental in the realm of credit scoring, analytics software and solutions, and decision management applications. Its signature product, the FICO Score, is a benchmark for consumer credit risk widely employed by financial institutions. In addition to its credit scoring services, FICO provides analytics and predictive software designed to optimize customer interactions, along with decision management applications that aid businesses in automating customer lifecycle decisions. Under the Fair Isaac Corp umbrella, key brands include the renowned FICO Score, myFICO for credit education and reporting for consumers, and the FICO Decision Management Suite, which encompasses essential elements for strategic decision management. FICO's influence spans globally, with products and services being fundamental within the United States' credit risk assessment for lenders. In Canada, the UK, Europe, the Asia-Pacific, and Latin America, FICO Scores are crucial for credit decisions, while its decision management and analytics software support institutions in their efforts to refine credit and fraud operations. FICO's technologies have a worldwide client base, making its analytical and decision management solutions internationally recognized and utilized. (Powered by AI)