Kotak Mahindra Bank

While initial access to credit spurs short-term economic growth, concerns arise about a potential financial crisis as the long-term impact fades¹. In August 2023, India saw a record high of $17.8 billion (Bn) in credit card spending, raising defau...

Purchasing a house is less expensive than renting¹. It builds long-term wealth, which can be transferred to their heirs, giving financial security^1,2. Psychologically, it gives a sense of stability and is emotionally satisfying². However, buying a...

An average of 6 billion (Bn) payment cards, most of which contain polyvinyl chloride (PVC), are produced each year¹. PVC is one of the most hazardous plastics whose production & disposal release chlorine-based chemicals that are toxic². Plastic po...

To ensure strong institutions and the well-being of society, governments spend a considerable amount of the state's budget on public goods and services, which are funded through taxes paid by individuals and corporations¹. Corporate taxes accounte...

As per the ILO, to be gender-balanced, an organization needs 40-60% of either gender^1;pxii. An upper ratio of women in the workplace forecasts more job satisfaction, more meaningful work, dedication, and fewer burnouts². Women’s underrepresentat...

Around 3.32 billion people are employed globally as of 2022¹. Job creation is vital for society, as well as for the economy². It fuels economic growth as the spending of wages leads to higher consumer spending³. It reduces poverty by providing soc...

Global greenhouse gas (GHG) emission reached a record high of 59.1Bn tonnes (t)-CO₂e in 2019¹. The rapid increase in the emission of greenhouse gases is causing the Earth's atmosphere to warm, resulting in climate change and global warming².

India...

Investment banks are responsible for underwriting companies resulting in economic growth, which in turn contributes to social well-being and quality of life¹. Economic growth requires investments, which increase the amount of capital available to ...