State Bank of India

Homeownership has many social advantages for families and communities^1;p2. Buying a house generates long-term wealth, which can be passed on to future generations, thus, giving financial security^1;p16. Research has shown that people with a low inc...

Although access to credit boosts economic growth in the short term, the associated value of such credits fades in the medium time, leading to lifelong debt traps¹. In India, a report showed that almost "half of the country's working population of ...

2.5 billion adults globally lack access to financial services, hindering their ability to enjoy the advantages of social and economic well-being¹. Access to credit empowers individuals to initiate entrepreneurial ventures and receive social securi...

In order to ensure strong institutions and the well-being of society, governments spend a considerable amount of the state's budget on public goods and services, which are funded by taxes paid by individuals and corporations¹. Corporate taxes acco...

According to the ILO, an organization needs 40-60% representation of either gender to achieve gender balance^1;pxii.  Women’s underrepresentation negatively affects their earning negotiations, promotions, hiring, etc., impacting their stand in so...

As of 2022, 45.5% of the world population equivalent to 3.5 billion (Bn) people were employed⁵. The creation of jobs is important as it leads to poverty reduction and improves the standard of living of people since it's the main source of income⁶....

GHG emissions result in global temperature rise, climate change, and other adverse effects on the environment¹. 100,000+ climate change-related deaths occur every year². According to the Paris Agreement, a reduction in GHG emissions is crucial to ...

Due to their central function in the economy and society, financial institutions play a key role in funding a more sustainable planet^1;p4. Energy production accounts for 72% of carbon emissions², while fossil fuel emissions remain the primary caus...

The total number of data breaches reported globally in 2020 stood at 3,932, amounting to the loss of 37Bn records¹. These breaches lead to cybercrimes such as financial loss, phishing, and identity theft². 31% of data breach victims suffer identit...

Investment banks are responsible for underwriting companies resulting in economic growth, which in turn contributes to social well-being and quality of life¹. Economic growth requires investments, which increase the amount of capital available to ...