Principal Financial

To ensure strong institutions and the well-being of society, governments spend a considerable amount of the state's budget on public goods and services, which are funded by taxes paid by individuals and corporations¹. On average, the statutory cor...

In 2022 3.32 billion people were employed globally¹. Job creation assists society in many ways, such as eliminating poverty and bringing economic stability that eventually leads to new taxpayers². It also gives opportunities for personal growth an...

Financial institutions play a key role in funding energy transition^5;p4. Energy production accounts for 72% of carbon emissions⁶, while fossil fuel emissions remain the main cause of global warming⁷. Since 2015, $3.6 Tn has been invested in fossil...

Discrimination makes it harder for minorities to meet basic financial requirements¹. People are often discriminated against based on age, ethnicity, etc². These experiences negatively affect their socioeconomic status and self-esteem³. Increasing ...

In 2021, global GHG emissions amounted to 40.8 Bn tonnes (t) of CO₂e^1;p11. To meet the goals of the Paris Agreement, from 2020 to 2030, annual GHG reductions of 7.6% are required². The rapid increase in the emission of greenhouse gases is causing ...

The ILO considers a gender-balanced workplace to have 40-60% of either gender^1;pxii. Women's underrepresentation affects their promotions and hinders their growth^2,3. Increasing women's participation in the workforce increases female purchasing po...

Businesses infringe on their customers' rights by employing unfair practices such as misleading advertising, overcharging or price-fixing, commercial misrepresentation, or fraud¹. Practices like overcharging occur when companies charge for product...

Insurance contributes to the well-being of society¹. It enables individuals and businesses to shield themselves from risk while also helping them remain resilient when faced with the varied and complex risks related to urbanization, climate change...